Are you located in or near Garden Grove, California, and looking for a dealership that can help with your unique financial situation? Garden Grove Kia is here to assist! Whether you have bad credit or need ITIN financing, our team is dedicated to helping you drive away in the car you need. We believe that financial challenges shouldn’t stand in the way of reliable transportation.
At Garden Grove Kia, we make the car-buying process accessible for everyone. Here’s how we can help:
Lending Options: We work with a broad network of lenders who specialize in subprime auto loans, offering financing options tailored to your circumstances.
Bad Credit? No Problem!: Our experienced team can assist borrowers with low credit scores, past financial difficulties, or no credit history at all.
Customized Loan Solutions: We aim to match you with a loan that fits your budget and lifestyle with manageable monthly payments.
ITIN Financing Available: For customers without a Social Security Number (SSN), we offer financing options using Individual Taxpayer Identification Numbers (ITINs), making car ownership possible for everyone.
Garden Grove Kia is not your average dealership. We focus on providing exceptional service and tools to enhance your experience:
Wide Selection of Vehicles: From brand-new Kia models to reliable pre-owned vehicles, we have options for every need and budget.
Honest Pricing: Transparency is key—we ensure our customers understand all costs upfront with no hidden surprises.
Convenient Online Tools: Calculate your monthly payments, check your trade-in value, or apply for financing—all from the comfort of your home.
Securing a bad credit auto loan can open the door to both immediate and long-term benefits:
Build Financial Stability: Owning a car can improve access to employment opportunities and streamline daily tasks, contributing to financial growth.
Boost Your Credit Score: Making on-time loan payments helps demonstrate financial responsibility, which can positively impact your credit over time.
Ready to begin your car-buying journey? Follow these steps:
Explore Our Inventory Online: Browse our wide range of new and used vehicles on our website.
Contact Our Team: Have questions about financing or vehicles? Our experts are here to help.
Apply for an ITIN Number: If you don’t already have an ITIN, start the application process through the IRS website.
Visit Garden Grove Kia: Come to our dealership to finalize your financing and test drive your next car.
A credit score of 700 or above is typically considered good, while scores between 650 and 699 are seen as fair
Your credit score is affected by your payment history, length of credit history, outstanding debts, and any past bankruptcies
A higher credit score can unlock better interest rates, favorable loan terms, and more financial opportunities
An ITIN, or Individual Taxpayer Identification Number, is issued by the IRS to individuals who are not eligible for an SSN but need to file taxes or conduct financial transactions
Yes! Many lenders accept ITIN numbers as valid identification for securing auto loans